Paying for health care : the importance of financial protection
The aim of this talk is to present the consequences for households of lack of financial protection for health-related expenses, and to discuss the policy responses that have developed to address this problem. The talk will discuss evidence on how much households pay and what types of care they pay for, and its consequences for the household economy and for poverty. The talk will then discuss the relative merits of various financial protection polices including removal of user fees, community based insurance, social health insurance, and general tax funding. Mention will be made of how donor policies can impact on country level decision making, and of the divergences in policies across the international agencies on financial protection approaches.